Introducing BANKABLE ON DEMAND:

Unlocking the Secrets to Credit Approval!

Introducing the ultimate financial empowerment course by The Trusted Banker! With over 20 years of experience in loan approvals, The Trusted Banker has combined everything she learned as a banker to give YOU MORE VALUE for your money. This comprehensive course ensures you will never be denied again and never worry about being approved. Become a Certified Bankable Credit Profile accepted by FDIC Insured Financial Institutions and all Major Creditors.insured financial institutions and all major creditors. 

What You'll Learn in BANKABLE ON DEMAND:

BACK BY POPULAR DEMAND

BANKABLE 101:

Explore the Core Concepts of Credit Approval

The Trusted Banker's highly sought after course - Bankable 101. Dive deep into creating a bankable credit profile with 15 comprehensive modules. The Trusted Banker, leveraging over 20 years of loan approval experience, will guide you through the intricacies of how an underwriter reviews a credit file, covering crucial aspects such as:

  • Employment
  • Income
  • Financial Capability
  • Financial Stability
  • Ability and Willingness to Repay
  • Credit Utilization
  • Credit Worthiness
  • Major and Minor Credit
  • Public Records
  • Reserves
  • Disposable Income
  • The all-important PURPOSE

Plus, discover why CREDIT SCORES are not a deciding factor in credit application approvals.

Special Debt Ratio Calculation Module: 

Understanding your debt ratio is crucial for financial health and securing loans. The Debt Ratio Calculation Module, led by The Trusted Banker, offers invaluable insights into how underwriters evaluate your debt ratio, a key component of credit analysis.

What You’ll Learn

  1. Step-by-Step Guidance: The Trusted Banker walks you through the precise steps underwriters take to calculate your debt ratio, ensuring you grasp every detail.

  2. Practical Examples: Gain clarity through real-world examples that illustrate how debt ratios are determined, making complex calculations easier to understand.

  3. Underwriting Criteria: Learn what your debt ratio means in the context of underwriting standards. Understand the thresholds and benchmarks that lenders use to assess your creditworthiness.

  4. Impact on Credit Analysis: Discover how your debt ratio influences your overall credit analysis and loan approval prospects. This knowledge empowers you to manage your finances more effectively.

Customized Bankable Calculators:

The Trusted Banker created Budget Calculators to demystify the critical calculations that underwriters use to approve your loan. These calculations are the key to understanding your creditworthiness and financial health.

The Bankable Calculators come with built-in formulas, allowing you to simply enter your information to see what your budget should be in relation to your total income.

Financial Fitness Master Course: 

Bestselling Financial Fitness Daily Planner
Get a copy of The Trusted Banker’s highly acclaimed planner, designed to help you track your progress and stay organized on your journey to financial success.

12-Week Master Course
Our comprehensive 12-Week Master Course guides you step-by-step through paying off bills, checking your credit, saving money, setting goals, and improving your credit score. As you work through the 12-week workbook, you’ll gain a deep understanding of the theory behind each step you take towards becoming financially fit. Learn how each action impacts your approvability and enhances your bankable profile. This course is truly life-changing, empowering you with the knowledge and skills to make powerful financial moves with confidence.

 A Very Special Addition:

The 4 Money Mindsets

Also in Bankable On Demand for Individuals, we delve deep into the 4 money mindsets: Wealth, Abundance, Scarcity, and Poverty. This section is crucial for helping you gain a clearer understanding of your relationship with money and making smarter decisions about budgeting, spending, saving, and investing.

  • Wealth Mindset: Learn how to think like the wealthy and adopt habits that build long-term financial security.
  • Abundance Mindset: Embrace a positive outlook on money that encourages growth and prosperity.
  • Scarcity Mindset: Identify and overcome limiting beliefs that hold you back from financial success.
  • Poverty Mindset: Understand how to break free from negative financial patterns and create a more stable and prosperous future.

By mastering these mindsets, you’ll be equipped to transform your financial habits and build a solid foundation for wealth.

Register Me For The Bankable On Demand Course!

Course Highlights:

  • Weekly Live Sessions: Join live Q&A sessions every Monday at 7:30 PM EST for accountability and community building.
  • Expert Insights: Understand how underwriters review credit files, focusing on employment, income, financial capability, stability, credit utilization, and more.
  • Credit Score Myths Busted: Discover why credit scores are not the key factor in credit application approvals.
  • Downloadable Resources: Get a copy of The Trusted Banker’s best-selling Financial Fitness Daily Planner and the 12-week Master Course.